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CFR vs CIF

Key Difference

Both put freight on the seller and transfer risk at the port of loading. CIF additionally requires the seller to buy minimum marine cargo insurance; CFR does not.

When to use CFR?

CFR avoids paying for insurance the buyer doesn't need if they already have their own policy or preferred insurer.

When to use CIF?

CIF is preferable when the buyer has no insurance arrangement of their own and wants the shipment insured from the start.

Full Comparison

CFR – Cost and Freight

Sea/Inland Waterway Only
Seller's Responsibility
Export-clears and loads the goods on board, and pays freight to the named port of destination — but does not insure the cargo.
Buyer's Responsibility
Handles insurance (optional), transport after the destination port, and import formalities.
Risk Transfer Point
When the goods are placed on board the vessel at the port of shipment — even though freight is paid to destination.
PackagingSeller
Export ClearanceSeller
Origin Inland TransportSeller
Main Carriage (Freight)Seller
Insurance
Import ClearanceBuyer
Destination Inland TransportBuyer
Duties & TaxesBuyer

CIF – Cost, Insurance and Freight

Sea/Inland Waterway Only
Seller's Responsibility
Like CFR, plus the seller must also arrange minimum-cover (ICC C-level) marine cargo insurance.
Buyer's Responsibility
Handles transport after the destination port and import formalities.
Risk Transfer Point
When the goods are placed on board the vessel at the port of shipment.
PackagingSeller
Export ClearanceSeller
Origin Inland TransportSeller
Main Carriage (Freight)Seller
InsuranceSeller
Import ClearanceBuyer
Destination Inland TransportBuyer
Duties & TaxesBuyer

Frequently Asked Questions

Both put freight on the seller and transfer risk at the port of loading. CIF additionally requires the seller to buy minimum marine cargo insurance; CFR does not.